Mortgage Broker – Established Residential Investment & Home Loan Specialist

Gidgegannup Home Loan - Refinance to a Lower Interest Rate

Gidgegannuap Home Loan

 

Hello, my name is Nathan and welcome to my Gidgegannup Home Loan web page.

I assist clients living in Gidgegannup to refinance their Home Loan to a lower interest rate, more flexible home loan product and superior service compared to the Big 4 Banks.

To get in touch, simply visit my Contact Us web page that has my direct contact details.

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Gidgegannup Home Loan – Refinance Criteria

My maximum Loan to Value Ratio (LVR) when refinancing a Gidgegannup Home Loan is 88%, for example:

  • A $528,000 Gidgegannup Home Loan divided by $600,000 Gidgegannup Property Value times by 100 = 88% LVR

Keeping in mind, if you are refinancing with an LVR greater than 80% then you will have to pay either a Lender’s Risk Fee or Lender’s Mortgage Insurance (LMI), which is general is added back on top of the home loan amount you are applying for.

Gidgegannup Home Loan – Property Criteria

The preference is to have town power and water supplied but understanding that some properties water supply is via a bore or captured rain water, my preferred lender will access these properties on a case by case basis.

If you have a variable Gidgegannup Home Loan that is between $250,000 & $1,000,000 (higher amounts will be viewed on a case by case basis) less than 80% LVR with town power and water connected, classification of Residential or Rural Residential less than 10 hectares not being used to generate an income (or the income generated is not being used for serviceability purposes) I can beat interest rates from ANZ, The Commonwealth Bank, NAB & Westpac.

Gidgegannup Home Loan – Suburb Information

From the 2011 Census there are approximately 965 Occupied Dwellings in Gidgegannup as detailed on REIWA’s website:

For Home Loan purposes, Gidgegannup is classified as a Category A (or Category 1), which commonly describes a suburb that is located within 50km of a major capital city, which means it is metropolitan and more Home Loan products are available in these areas.

Gidgegannup Home Loan – Summary

If you are interested in refinancing your Gidgegannup Home Loan, please  click on Contact Us, which will open a new web page detailing my direct phone and email address.

From a 5 minute phone call I can ascertain if I can assist or not. I will be able to find out if I can save you thousands in Home Loan repayments per year or not.

If I cannot save you money, I will not be recommending to refinance your Home Loan. There has to be a tangible benefit before I can recommend that you refinance your Gidgegannup Home Loan.

If you feel that you comply with the above criteria, or just want to see if you can save money with a lower interest rate, then I look forward to hearing from you soon.

Best wishes for now

 

Nathan Daniell
Simplify Your Mortgage Pty Ltd
Australian Credit License Number: 387974

P.S. Thank you for visiting my Gidgegannup Home Loan web page, I appreciate your time visiting my site.